Eligibility

As a new hire, or when you experience a qualifying event, you are eligible to enroll in Moosilauke Visions benefit plans. Enrollment is done through bSwift.

You may enroll in all the benefits if you are an employee who is actively working a minimum of 30 hours per week. If you are an employee working between 20-29 hours per week, you are eligible for employer-paid basic life/AD&D, core employer-paid LTD, and all voluntary coverages. You are not eligible for medical, dental and vision as an employee who works less than 30 hours. Employees working less than 20 hours are not eligible for benefits. As a benefits-eligible employee, you have the opportunity to enroll in benefit plans as a new hire or during the annual open enrollment period.

If you’re enrolling as a new employee, you become eligible for benefits the first of the month following 30 days from your hire date.

As you become eligible for benefits, so do your eligible dependents. In general, eligible dependents include:

  • Your spouse, who is NOT eligible for coverage under their employer’s health plan.
  • Your children up to the age of 26. This includes your natural children and those of your spouse, adopted children, stepchildren, foster children, or children obtained through court-appointed legal guardianship. If your child is mentally or physically disabled, coverage may continue beyond age 26 once proof of the ongoing disability is provided to and approved by HR. Additionally, children who have been named in a QMSCO are covered by our plan.

Note: Domestic Partners are not eligible for benefits.

Benefit Resources

Changing Your Benefits

Outside of the enrollment period, you will not have the chance to add, change or remove benefits unless you have a qualifying life event.

  • Birth, legal adoption or placement for adoption.
  • Marriage, divorce or legal separation.
  • Dependent child reaches age 26.
  • Spouse or dependent loses or gains coverage elsewhere.
  • Death of your spouse or dependent child.
  • Spouse or dependent becomes eligible or ineligible for Medicare/Medicaid or the state children’s health insurance program.
  • Change in residence that changes coverage eligibility.
  • Court-ordered change.
  • Spouse’s open enrollment that occurs at a different time than yours.
  • Change in status to benefits eligible.

It’s your responsibility to make desired insurance coverage changes resulting from a qualifying event within 30 days of that life event. Log into Bswift and select your life event and enter the date of the event to open an enrollment window then make any allowed changes within the timeframe indicated.

Ready to enroll?

Visit bswift to elect your benefits during the annual open enrollment period or if you experience a qualifying event.